Kaiser Permanente offers a variety of health plan types to meet your needs and budget. Read below for more details and to see plan documents.
With your Traditional Plan, you get a wide range of care and support to help you stay healthy and get the most out of life. There are no deductibles to keep track of and no paperwork to worry about for the services you receive. And when you come in for care, you’ll pay just a copay for most services covered by your plan.
With your Kaiser Permanente Deductible plan, you receive a wide range of care and support to help you stay healthy and get the most out of life.
Even before you reach your deductible, most preventive care services—like routine physical exams, routine mammograms, and cholesterol screenings—are covered at little or no additional cost to you.
For most other covered services, you’ll pay just a copay or coinsurance after you reach your deductible. All in all, it’s a financial and physical win-win.
High-deductible health plans (HDHPs) have become increasingly popular over the past several years. Here are some things to keep in mind:
- Because the deductibles are high, monthly premiums are lower than similar health insurance plans that have a lower deductible.
- Most preventive care services—like routine physical exams, routine mammograms, and cholesterol screenings—are covered at little or no additional cost to you.
- You pay more in upfront costs (your deductible and copays and/or coinsurance) for nonpreventive care until you meet your yearly out-of-pocket maximum.
- If you’re generally healthy and don’t have medical expenses beyond annual physicals and preventive screenings, an HDHP could save you several hundred dollars or more a year.
Today, dentists and doctors recognize that dental health is an important part of your overall health. Poor dental health can lead to serious health problems in other parts of your body if left unchecked. We offer this health plan because we want you to live your life to the fullest, with a healthy smile—so you can thrive.
You can add Kaiser Permanente dental to your medical plan for an integrated care experience. Your dentist can easily work with your doctor because they’re part of one system.
Healthy sight is more than glasses and contact lenses. Our optometrists and ophthalmologists provide comprehensive eye care, including routine eye exams, to help keep your vision sharp and your eyes healthy. Our uniquely integrated system helps your providers refer you for necessary medical care that's tailored to your needs, and more convenient for you and your family.
You must be enrolled in a Kaiser Permanente medical plan to enroll in the Kaiser Permanente vision plan.