We have a variety of health plan types to meet your needs and budget.

Showing plans for California – Northern

For general information about the Aon Active Health Exchange or high level benefits information, please contact your company’s benefit resource center. For specific questions about plan design, including whether a benefit is covered, please contact the Kaiser Permanente Customer Service at 1-877-580-6125 (toll free).

HMO Plan

With your Kaiser Permanente health plan, you get a wide range of care and support to help you stay healthy and get the most out of life. There are no deductibles to keep track of and virtually no paperwork to worry about for the services you receive. And when you come in for care, you’ll pay just a copay for most services covered by your plan.

	Simple copays for most covered services, including prescriptions
	No paperwork to fill out or bills for the services you receive
	No deductibles to keep track of
	No referrals required for certain specialties, such as obstetrics-gynecology

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations.The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Deductible HMO Plan

With your Kaiser Permanente health plan, you receive a wide range of care and support to help you stay healthy and get the most out of life. Even before you reach your deductible, most doctor’s office visits, radiology services, and lab tests are covered at a copay or coinsurance, and most preventive care services—like routine physical exams, mammograms, and cholesterol screenings—are covered at little or no cost to you. All in all, it’s a financial and physical win-win.

	Simple copays or coinsurance for most doctor’s office visits, radiology services, lab tests, and prescription drugs, all year round
	Most preventive care services covered at little or no cost to you
	After you reach your deductible, most covered hospital services available at a copay or coinsurance
	No referrals required for certain specialties, such as obstetrics-gynecology
	Personalized online cost estimates that give you an idea of what you’ll pay for scheduled services
	An out-of-pocket maximum that puts a cap on how much you’ll spend on most covered services each calendar year

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations.The information provided here is not intended nor designed to serve as your Evidence of Coverage.

HSA-Qualified Deductible HMO Plan

With your Kaiser Permanente health plan, you receive a wide range of care and support to help you stay healthy and get the most out of life. You also have the option of setting up a tax-free health savings account (HSA), which you can use to pay for qualified medical expenses. All in all, it’s a financial and physical win-win.

	After you reach your deductible, most covered services available at a copay or coinsurance
	Most preventive care services covered at little or no cost to you
	No referrals required for certain specialties, such as obstetrics-gynecology
	Personalized online cost estimates that give you an idea of what you’ll pay for scheduled services
	The option to set up a tax-free HSA, which you can use anytime to pay for qualified medical expenses
	An out-of-pocket maximum that puts a cap on how much you’ll spend on covered services each calendar year

To be eligible for an HSA, you must be enrolled in an HSA-qualified deductible health plan and meet other HSA eligibility rules. For more information, see IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans, at irs.gov/publications. The tax references in this document relate to federal income tax only. Consult with your financial or tax adviser for information about state income tax laws.

To view the list of qualified medical expenses defined under Internal Revenue Code Section 213(d), see IRS Publication 502, Medical and Dental Expenses, at irs.gov/publications.

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Showing plans for California – Southern

For general information about the Aon Active Health Exchange or high level benefits information, please contact your company’s benefit resource center. For specific questions about plan design, including whether a benefit is covered, please contact the Kaiser Permanente Customer Service at 1-877-580-6125 (toll free).

HMO Plan

With your Kaiser Permanente health plan, you get a wide range of care and support to help you stay healthy and get the most out of life. There are no deductibles to keep track of and virtually no paperwork to worry about for the services you receive. And when you come in for care, you’ll pay just a copay for most services covered by your plan.

	Simple copays for most covered services, including prescriptions
	No paperwork to fill out or bills for the services you receive
	No deductibles to keep track of
	No referrals required for certain specialties, such as obstetrics-gynecology

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Deductible HMO Plan

With your Kaiser Permanente health plan, you receive a wide range of care and support to help you stay healthy and get the most out of life. Even before you reach your deductible, most doctor’s office visits, radiology services, and lab tests are covered at a copay or coinsurance, and most preventive care services—like routine physical exams, mammograms, and cholesterol screenings—are covered at little or no cost to you. All in all, it’s a financial and physical win-win.

	Simple copays or coinsurance for most doctor’s office visits, radiology services, lab tests, and prescription drugs, all year round
	Most preventive care services covered at little or no cost to you
	After you reach your deductible, most covered hospital services available at a copay or coinsurance
	No referrals required for certain specialties, such as obstetrics-gynecology
	Personalized online cost estimates that give you an idea of what you’ll pay for scheduled services
	An out-of-pocket maximum that puts a cap on how much you’ll spend on most covered services each calendar year

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

HSA-Qualified Deductible HMO Plan

With your Kaiser Permanente health plan, you receive a wide range of care and support to help you stay healthy and get the most out of life. You also have the option of setting up a tax-free health savings account (HSA), which you can use to pay for qualified medical expenses. All in all, it’s a financial and physical win-win.

	After you reach your deductible, most covered services available at a copay or coinsurance
	Most preventive care services covered at little or no cost to you
	No referrals required for certain specialties, such as obstetrics-gynecology
	Personalized online cost estimates that give you an idea of what you’ll pay for scheduled services
	The option to set up a tax-free HSA, which you can use anytime to pay for qualified medical expenses
	An out-of-pocket maximum that puts a cap on how much you’ll spend on covered services each calendar year

To be eligible for an HSA, you must be enrolled in an HSA-qualified deductible health plan and meet other HSA eligibility rules. For more information, see IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans, at irs.gov/publications. The tax references in this document relate to federal income tax only. Consult with your financial or tax adviser for information about state income tax laws.

To view the list of qualified medical expenses defined under Internal Revenue Code Section 213(d), see IRS Publication 502, Medical and Dental Expenses, at irs.gov/publications.

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Showing plans for Colorado

For general information about the Aon Active Health Exchange or high level benefits information, please contact your company’s benefit resource center. For specific questions about plan design, including whether a benefit is covered, please contact the Kaiser Permanente Customer Service at 1-877-580-6125 (toll free).

HMO Plan

With your HMO Plan, you get a wide range of care and support to help you stay healthy and get the most out of life. There are no deductibles to keep track of and no paperwork to worry about for the services you receive. And when you come in for care, you’ll pay just a co-pay for most services covered by your plan.

	Simple copays for most covered services, including prescriptions
	No paperwork to fill out or bills for the services you receive
	No deductibles to keep track of
	No referrals for many specialties such as obstetrics-gynecology

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Added Choice® Point-of-Service Plan

One of the advantages of the POS Plan^* is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs.

	Lower costs with Kaiser Permanente providers, and the ability to visit any provider you choose
	Your choice of over 900 Kaiser Permanente physicians
	Freedom to see any licensed provider in the country, including specialists
	Convenient pharmacy options—access to any Kaiser Permanente pharmacy and nearly 60,000 MedImpact pharmacies nationwide

One of the advantages of the POS Plan is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs.

*The number and locations of in-network providers may vary based on your POS plan. Participants should contact Kaiser Permanente Member Services to ensure that their preferred provider of choice is in-network for the plan that they wish to select.

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

HSA-Qualified MultiChoice Point-of-Service Plan

One of the advantages of the POS Plan is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs. You also have the option of setting up a tax-free health savings account (HSA), which you can use to pay for qualified medical expenses. All in all, it’s a financial and physical win-win.

	Costs are predictable, with set copays for routine office visits
	Your choice of more than 1,500 Kaiser Permanente physicians
	Flexibility to choose from more than 600,000 PHCS Network providers nationwide
	Freedom to see any licensed provider in the country
	Convenient pharmacy options—access to any Kaiser Permanente pharmacy and nearly 60,000 MedImpact pharmacies nationwide, as well as non-contracted pharmacies

Manage your plan with the right tools

• How deductible plans work
• Understanding your costs
• Resources
• Questions and answers
• Maximize your plan

For claim forms and other materials to help manage your care from the PHCS Network and non-participating providers, visit kp.org/kpic/pos.

Your Evidence of Coverage or Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

Showing plans for Georgia

For general information about the Aon Active Health Exchange or high level benefits information, please contact your company’s benefit resource center. For specific questions about plan design, including whether a benefit is covered, please contact the Kaiser Permanente Customer Service at 1-877-580-6125 (toll free).

HMO Plan

With your HMO Plan, you get a wide range of care and support to help you stay healthy and get the most out of life. There are no deductibles to keep track of and no paperwork to worry about for the services you receive. And when you come in for care, you’ll pay just a co-pay for most services covered by your plan.

	Simple copays for most covered services, including prescriptions
	No paperwork to fill out or bills for the services you receive
	No deductibles to keep track of
	No referrals for many specialties such as obstetrics-gynecology

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Added Choice® Point-of-Service Plan

One of the advantages of the POS Plan^* is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs.

	Your choice of a primary care physician for routine in-plan medical care
	Freedom to visit any preferred provider or any licensed nonparticipating provider
	Lower costs with Kaiser Permanente providers, and the ability to visit any provider you choose
	An out-of-pocket maximum that limits how much you’ll spend on most services each year

One of the advantages of the POS Plan is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs.

*The number and locations of in-network providers may vary based on your POS plan. Participants should contact Kaiser Permanente Member Services to ensure that their preferred provider of choice is in-network for the plan that they wish to select.

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

HSA-Qualified Added Choice® Point-of-Service Plan

One of the advantages of the POS Plan* is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs. You also have the option of setting up a tax-free health savings account (HSA), which you can use to pay for qualified medical expenses. All in all, it’s a financial and physical win-win.

	Your choice of a primary care physician for routine in-plan medical care
	Freedom to visit any preferred provider or any licensed nonparticipating provider
	Lower costs with Kaiser Permanente providers, and the ability to visit any provider you choose
	An out-of-pocket maximum that limits how much you’ll spend on most services each year

Manage your plan with the right tools

• How deductible plans work
• Understanding your costs
• Resources
• Questions and answers
• Maximize your plan

*The number and locations of in-network providers may vary based on your POS plan. Participants should contact Kaiser Permanente Member Services to ensure that their preferred provider of choice is in-network for the plan that they wish to select.

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

Showing plans for Hawaii

For general information about the Aon Active Health Exchange or high level benefits information, please contact your company’s benefit resource center. For specific questions about plan design, including whether a benefit is covered, please contact the Kaiser Permanente Customer Service at 1-877-580-6125 (toll free).

Traditional Group Plan

With your Kaiser Permanente Plan, you get a wide range of care and support to help you stay healthy and get the most out of life. There are no deductibles to keep track of and next to no paperwork to worry about for the services you receive. And when you come in for care, you’ll pay just a copay or coinsurance for most services covered by your plan.

	Copays or coinsurance for most covered services, including prescriptions
	No deductibles to keep track of
	No referrals for certain specialties, such as obstetrics-gynecology

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Deductible HMO Plan

With your Kaiser Permanente health plan, you receive a wide range of care and support to help you stay healthy and get the most out of life. Even before you reach your deductible, most doctor’s office visits, radiology services, and lab tests are covered at a copay or coinsurance, and most preventive care services—like routine physical exams, mammograms, and cholesterol screenings—are covered at little or no cost to you. All in all, it’s a financial and physical win-win.

	Simple copays or coinsurance for most doctor's office visits, radiology services, lab tests, and prescription drugs, all year round
	Most preventive care services covered at little or no cost to you
	After you reach your deductible, most covered hospital services available at a copay or coinsurance
	No referrals required for certain specialties, such as obstetrics-gynecology
	Personalized online cost estimates that give you an idea of what you’ll pay for scheduled services
	An out-of-pocket maximum that puts a cap on how much you’ll spend on most covered services each calendar year

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Showing plans for Maryland / Virginia / Washington, D.C.

For general information about the Aon Active Health Exchange or high level benefits information, please contact your company’s benefit resource center. For specific questions about plan design, including whether a benefit is covered, please contact the Kaiser Permanente Customer Service at 1-877-580-6125 (toll free).

HMO Signature Plan

Your Traditional HMO Employer Plan with Kaiser Permanente is not just health coverage — it’s a partnership in health. You receive most preventive care services at little or no cost to you, and online features let you manage most of your care around the clock.

	Your choice of a primary care physician for each family member for routine medical care
	Simple copayments or coinsurance for most covered services, including prescriptions
	Virtually no paperwork to fill out, no bills, and no deductibles
	No referrals needed for certain specialties, such as routine obstetrics/gynecology

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852

Added Choice® Point-of-Service Signature Plan

One of the advantages of the POS Plan^* is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs.

	Your choice of a primary care physician for routine in-plan medical care
	Freedom to visit any preferred provider or any licensed nonparticipating provider
	Lower costs with Kaiser Permanente providers, and the ability to visit any provider you choose
	An out-of-pocket maximum that limits how much you’ll spend on most services each year

One of the advantages of the POS Plan is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs.

*The number and locations of in-network providers may vary based on your POS plan. Participants should contact Kaiser Permanente Member Services to ensure that their preferred provider of choice is in-network for the plan that they wish to select.

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852.

HSA-Qualified Added Choice® Point-of-Service Plan

One of the advantages of the POS Plan* is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs. You also have the option of setting up a tax-free health savings account (HSA), which you can use to pay for qualified medical expenses. All in all, it’s a financial and physical win-win.

	Your choice of a primary care physician for routine in-plan medical care
	Freedom to visit any preferred provider or any licensed nonparticipating provider
	Lower costs with Kaiser Permanente providers, and the ability to visit any provider you choose
	An out-of-pocket maximum that limits how much you’ll spend on most services each year

Manage your plan with the right tools

• How deductible plans work
• Understanding your costs
• Resources
• Questions and answers
• Maximize your plan

*The number and locations of in-network providers may vary based on your POS plan. Participants should contact Kaiser Permanente Member Services to ensure that their preferred provider of choice is in-network for the plan that they wish to select.

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852.

Showing plans for Oregon / SW Washington

For general information about the Aon Active Health Exchange or high level benefits information, please contact your company’s benefit resource center. For specific questions about plan design, including whether a benefit is covered, please contact the Kaiser Permanente Customer Service at 1-877-580-6125 (toll free).

Traditional Plan

With your Traditional Plan, you get a wide range of care and support to help you stay healthy and get the most out of life. There are no deductibles to keep track of and no paperwork to worry about for the services you receive. And when you come in for care, you’ll pay just a copay for most services covered by your plan.

	Simple copays for most covered services, including prescriptions
	No paperwork to fill out or bills for the services you receive
	No deductibles to keep track of
	No referrals for many specialties such as obstetrics-gynecology

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Added Choice® Point-of-Service Plan

One of the advantages of the POS Plan^* is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs.

	Your choice of a primary care physician for routine in-plan medical care
	Freedom to visit any preferred provider or any licensed nonparticipating provider
	Lower costs with Kaiser Permanente providers, and the ability to visit any provider you choose
	An out-of-pocket maximum that limits how much you’ll spend on most services each year

One of the advantages of the POS Plan is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs.

*The number and locations of in-network providers may vary based on your POS plan. Participants should contact Kaiser Permanente Member Services to ensure that their preferred provider of choice is in-network for the plan that they wish to select.

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

HSA-Qualified Added Choice® Point-of-Service Plan

One of the advantages of the POS Plan* is flexibility. You’re free to choose where you go for care every time, so you can tailor your care to fit your needs. This freedom lets you decide how best to manage your health care and your costs. You also have the option of setting up a tax-free health savings account (HSA), which you can use to pay for qualified medical expenses. All in all, it’s a financial and physical win-win.

	Your choice of a primary care physician for routine in-plan medical care
	Freedom to visit any preferred provider or any licensed nonparticipating provider
	Lower costs with Kaiser Permanente providers, and the ability to visit any provider you choose
	An out-of-pocket maximum that limits how much you’ll spend on most services each year

*The number and locations of in-network providers may vary based on your POS plan. Participants should contact Kaiser Permanente Member Services to ensure that their preferred provider of choice is in-network for the plan that they wish to select.

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

Showing plan information for Washington (excluding SW Washington)

For general information about the Aon Active Health Exchange or high level benefits information, please contact your company’s benefit resource center. For specific questions about plan design, including whether a benefit is covered, please contact the Kaiser Permanente Customer Service at 1-855-407-0900 (toll free).

Elect PPO Plan

With Kaiser Permanente, you get a wide range of care and support to help you stay healthy and get the most out of life. This plan features the flexibility of in-network care from:

• Kaiser Permanente doctors and care teams in the plan’s service area, covering 12 counties in Washington: Island, King, Kitsap, Lewis, Mason, Pierce, Skagit, Snohomish, Spokane, Thurston, Whatcom, and Whitman
• First Choice Health in Washington counties not in our service area and in Oregon, Idaho, Montana, and Alaska
• First Health nationwide outside of Washington, Oregon, Idaho, Montana, and Alaska

This plan also provides access to care from any other licensed provider at the out-of-network benefit level.

Elect PPO plans are offered and underwritten by Kaiser Foundation Health Plan of Washington Options, Inc.

To find out which Kaiser Permanente health plan you can enroll in, call Kaiser Permanente at 1-855-407-0900